Terms and Conditions of “Zapad Secure” service

Dear Clients,

We would like to inform you that as of March 29^th,2024, the following act will be applied:

• Terms and Conditions of “Zapad Secure” service,

As well as that from May 29^th,2024. The following supplemented acts will be applied:

• General Terms and Conditions for Issuing and Using Payment Cards as Payment Instruments in Zapad Banka
• General Rules for Issuing and Using Mastercard Business Debit Cards
• General Rules for Issuing and Using MastercardDebit Cards
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You can familiarize yourself with them in our branches,which are located at the following addresses:

1. Branch Office in Podgorica, Moskovska Street 2A;
2. Branch Office in Nikšić, Novice Cerovića Street bb, Shopping Center;
3. Branch Office in Budva, Filipa Kovačevića Street bb, Entrance B;
4. Branch Office in Kotor, Put prvoboraca Street 201, Škaljari, Kotor;

As well as our Representativeoffices:

5. Odesa Representative Office, Ukraine, Mykhailo Hrushevskoho Street, 39-I;
6. Vienna Representative Office, Austria, Goldschmiedgasse 3/17, A-1010.

For any additional questions, youcan contact us by phone at +382(0)20 690 000 or via email at info@zapadbanka.me

Yours Zapad banka JSC Podgorica

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