REPAYMENT PERIOD UP TO 24 MONTHS

    INCREASED BUSINESS TURNOVER

    INCREASED IMPORT AND EXPORT

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      Overdraft loans - allows clients to overcome the inflow-outflow imbalance from their current operating activities. It serves as a support to short-term financial needs of the clients, such as: payment of short-term liabilities to suppliers, salary payments, tax payments, etc., i.e. financing the support to ongoing liquidity. 

      Revolving loans – is intended to finance periodic needs for the working capital, as well as the liquidity. The client uses the approved credit limit according to the needs, once off, or in succession, in tranches. The sum of the tranches used shall not exceed the approved loan amount. The interest rate applied and is calculated on a drawn portion of the approved limit of the total loan, while the fees for the undrawn portion of the loan are calculated and applied on the undrawn portion of the loan.   

      Short-term loans for working assets –The loans for working assets are designed for various activities: for purchase of goods and services, raw materials, import, export, payment of services, taxes, customs, etc.

      The loan for financing the international trade of raw materials, semi-finished goods and products is intended for a short-term financing of the International trade of goods (the loan up to 80% of the procurement value of goods such as agricultural products, wood building, cotton, etc., according to a Contract that has been made and entered between a borrower and its supplier.