Loan amount in EUR

No limits;


Repayment Period:

No limits;


Nominal interest rate annually:

Option 1: From 4.00% to 9.00% annually with the minumum1% spread between active and passive interest rate, and the Bank shall take into account that the passive interest rate offered on the deposit shall not exceed the maximum interest rate prescribed for the term deposits in EUR and/or in USD, notwithstanding the deposit term period (see Chapter 3).

Option 2: On a term deposit: 0.00%, on the loan minimum 1%

 

Naknada za odobrenje kredita (jednokratno)

0,00%-2,00%


Grace period:

Up to 1 month (the interest is paid in the grace period)


Repayment method: 

Equal monthly installments

Fees for loan repayment partly or closing the loan entirely ( once off payment)

In accordance with the Law on consumers loans


Security instruments:

Option 1: From 4.00% to 9.00% annually with the minimum 1% spread between active and passive interest rate, and the Bank shall take into account that the passive interest rate offered on the deposit shall not exceed the maximum interest rate stipulated for the term deposits in EUR and/or in USD, notwithstanding the deposit term period (see Chapter 3).


Option 2: On a term deposit: 0.00%, on the loan minimum 1%